Description
Certification Name: Certified Loan Processing Officer
Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CLPO/V1
Eligibility: Graduation or Equivalent or minimum 2 years of relevant experience (experience-based learners can directly enroll and certify).
Objective: The Certified Loan Processing Officer course is designed to equip professionals with the knowledge and skills required to manage the end-to-end loan processing cycle efficiently. It enables learners to understand loan products, application procedures, credit appraisal, documentation, disbursement, and post-sanction monitoring. The course focuses on assessing borrower eligibility, analyzing financial statements, ensuring compliance with regulatory and organizational policies, and managing risks associated with lending.
Certification: Within 5 days after Completion of Online Assessment.
Get ready to join the Journey to become a GSDCI Certified Professional – International Certification and Assessment Body.
Steps to become a GSDCI Certified Professional:
Step 1: Select your certification you want to pursue.
Step 2: Click on get certified tab, new pop up window will open.
Step 3: Click on pay certification fee, you will be redirected to billing details page.
Step 4: Fill your details and click on pay certification fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.
Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.
Step 6: After completion of online assessment, you can download your Certificate Immediately.
Assessment Modules:
Module 1: Introduction to Loan Processing – Role of a Loan Processing Officer, Overview of Lending and Financial Institutions, Types of Loans (Personal, Home, Auto, Business), Loan Lifecycle and Processing Workflow, Regulatory and Compliance Basics, Ethical Practices in Loan Processing
Module 2: Loan Documentation and Verification – Understanding Loan Application Forms, Required Customer Documentation, Verification of Identity and Creditworthiness, Income and Employment Verification, Property and Collateral Documentation, Document Management Systems
Module 3: Credit Analysis and Risk Assessment – Basics of Credit Scoring, Financial Statement Analysis, Assessing Borrower Capacity and Repayment Ability, Risk Mitigation Techniques, Evaluating Collateral Value, Decision-Making in Loan Approval
Module 4: Loan Processing Systems and Technology – Loan Management Software Overview, Digital Loan Processing Tools, Online Credit Assessment Platforms, Automation in Loan Processing, Data Security and Confidentiality, Generating Reports and Documentation
Module 5: Loan Approval and Disbursement – Understanding Approval Hierarchies, Preparing Loan Proposals, Terms and Conditions Finalization, Coordination with Underwriting and Legal Teams, Disbursement Procedures and Schedules, Handling Rejections and Appeals
Module 6: Post-Disbursement and Recovery – Loan Monitoring and Account Tracking, Customer Communication and Follow-Up, Handling Late Payments and Defaults, Restructuring and Refinancing Options, Reporting and Compliance Post-Disbursement, Best Practices in Loan Recovery
GSDCI Online Assessment Detail:
- Duration- 60 minutes.
- Number of Questions- 30.
- Number of Questions from each module: 5.
- Language: English.
- Exam Type: Multiple Choice Questions.
- Maximum Marks- 100, Passing Marks- 50%.
- There is no negative marking in any module.
| Marking System: | |||
| S.No. | No. of Questions | Marks Each Question | Total Marks |
| 1 | 10 | 5 | 50 |
| 2 | 5 | 4 | 20 |
| 3 | 5 | 3 | 15 |
| 4 | 5 | 2 | 10 |
| 5 | 5 | 1 | 5 |
| 30 | 100 | ||
| How Students will be Graded: | |||
| S.No. | Marks | Grade | |
| 1 | 91-100 | O (Outstanding) | |
| 2 | 81-90 | A+ (Excellent) | |
| 3 | 71-80 | A (Very Good) | |
| 4 | 61-70 | B (Good) | |
| 5 | 50-60 | P (Pass) | |
| 6 | 0-49 | F (Fail) | |
Benefits of Certification:
🌍 1. Global Recognition & Credibility – Stand out worldwide with a certification that opens doors across borders. Trusted by employers, respected by institutions, and recognized in over 100 countries.
📜 2. Quality Assurance through ISO Certification – Certified to global ISO standards, our programs deliver excellence, consistency, and a benchmarked learning experience that speaks for itself.
💼 3. Career Advancement & Employability – Enhances your resume and increases chances of promotions or job offers.
🤝 4. Non-Profit Trust Factor – Certifications from non-profit organizations are mission-driven rather than profit-driven.
📚 5. Access to Verified Learning & Resources – Often includes e-books, mock tests, and online support without hidden costs.
🔍 6. Transparency & Online Verification – Certifications come with a unique Enrolment ID for easy online verification by employers and institutions.
⏳ 7. Lifetime or Long-Term Validity – Certifications usually have lifetime validity or long-term recognition, reducing the need for frequent renewals.
